5 Ways To Buy Bitcoin With Credit Card OR Debit Card [2018]

In Bitcoin, Cryptocurrency
buy bitcoin with credit card

Buy Bitcoin with Credit Card Or Debit Card

Since its inception, Bitcoin has been leading the cryptocurrency market. During the last month, the cryptocurrency market has seen a hype in market prices, particularly Bitcoin which have broken its all-time high price record and had touch the highest price of $18,353. On November 14, 2017, Bitcoin was trading at a price of $6764 and have reached to $16,720 on December 14, 2017, with market capitalization of $279,912,456,338. Such tremendous and abrupt change in the Bitcoin market which has raised the demand for Bitcoin and has attracted so many new players in the market.

A market place where the buyers want to instantly buy Bitcoins and gain profits out of their investments have created new avenues to buy Bitcoins instantly; most of the popular way is buying Bitcoins with Credit Card/ Debit Card. In the beginning, it was quite hard to buy Bitcoins with  Credit Card/ Debit Card, but with the increase in demand, many of the exchanges started offering instant purchase of Bitcoins via Credit Card/ Debit Card. Buying Bitcoins with Credit Card/ Debit card will give you instant purchases, but it comes with the higher cost of commission/ fee associated with the purchases. The problem with buying Bitcoin with Credit Card/ Debit Card was the risk associated with Credit Card/ Debit Card as a lot of buyer has been spammed in the beginning. Luckily companies like Coinbase, CoinMama, Cex.io, Coinhouse, BitPanda, Bitstamp, Bitcoin.com etc. have introduced a safe and secure way to purchase Bitcoins with ease and convenience. However, there are certain buying limits and different service fee which is charged by these exchanges. You can also find great article about How to Invest in Bitcoin


5 ways to buy Bitcoin instantly with Credit Card/ Debit Card:

Top 5 places to buy Bitcoin with Credit Card/ Debit Card instantly with ease and convenience are:

  1. Coinbase
  2. CoinMama
  3. Cex.io
  4. Coinhouse
  5. BitStamp


  1. Coinbase:

buy bitcoin easily


Coinbase is the world’s largest Bitcoin exchange/ brokerage house which is providing its services in 32 countries and has been rated as “A” in users review. Compared to other brokerage/ exchanges it has a relatively good and user-friendly interface and is easy to use. It allows users to buy Bitcoins with Credit Card up to a value of $150/ €150 per week. However, this limit may vary from person to person as per Coinbase policy considering different factors including but not limited to your Coinbase account age, transaction/ purchase history etc. While buying Bitcoins worth more than $100, Coinbase gives an additional $10 Bitcoins as a bonus. The only drawback of Coinbase is that they have a slow support service and takes much time to respond to queries and problems.


Step by step process to buy Bitcoin With Credit Card/ Debit Card on Coinbase:

  1. Create a Coinbase account by going to coinbase.com
  2. Click signup
  3. Fill in the form by typing in your First Name, Last Name, e-mail id, and password
  4. After setting up account and other verifications go to setting and click on payment method
  5. Select Credit/Debit card
  6. Enter the Credit/ Debit card details and click next and add your address
  7. After confirmation of Credit Card/ Debit Card; card will be linked to your account
  8. Go to the “buy/sell” and buy your Bitcoins which will be added to your Coinbase Bitcoin wallet.
  9. You are all set to buy bitcoin instantly and the dream to buy bitcoin with credit card is now a reality.


  1. CoinMama:

buy bitcoin instantly


CoinMama is a reputable company with a quick support and fast service. CoinMama allows you to purchase less number of Bitcoins on an unverified account, but the limit may exceed to purchases worth $5000 daily on verified accounts. Drawbacks of using CoinMama are its service limitation to the limited States of US and their high service fee which is 5% of the transaction amount. CoinMama, unlike other exchanges, does not store your Bitcoins in its wallet, and you will need a wallet before purchasing Bitcoins on CoinMama. It provides instant purchase through Credit Card/ Debit Card. As soon as the payment is received, Bitcoins are transferred to your wallet making it much secure as compared to other exchanges and brokerage.


Step by step process to buy Bitcoin With Credit Card/ Debit Card on CoinMama:

  1. Register yourself by visiting to coinmama.com
  2. Once registered on CoinMama, you will need to provide a Photo ID as additional verification purpose.
  3. Once verified, Click on “Buy Bitcoins” in the navigation bar on the top of the page.
  4. Select the amount of Bitcoins you want to buy.
  5. Go to Methods of Payment and click on “Visa, Mastercard via Simplex”
  6. Next, enter your Bitcoin wallet address and click proceed to payment
  7. Next, enter your Credit Card/ Debit Card details and fill up the address form and click next to place your order.
  8. Your email and Phone number will be verified
  9. Once the payment is received, Bitcoins will be transferred to your wallet and confirmation email will be sent to your email id.
  10. Yes, it’s a long process can take around 20-30 minutes for Bitcoins to reach your wallet.


  1. Cex.io:

buy bitcoin with debit card


Cex.io is a highly reputable company which is known for instant services and have a secure payment system with high buying limits. Basic accounts (unverified) can buy a maximum of $500 worth Bitcoins in a day and $2000 worth Bitcoins in a month, whereas, a verified account can buy up to $10,000 worth Bitcoins in a day and $100,000 worth Bitcoins in a month. Furthermore, it has a category known as “Verified Plus and Corporate accounts” which has no daily/ monthly limitation of Bitcoin purchases. However, it requires extensive personal information and verification.

Cex.io has a limited service limited to Europe, USA, and few South American Countries. Cex.io charge a high of service fee of 7%, but it works on Fill-or-Kill (FOK) orders, which mean you get what you ordered in full and instantly, however, in other exchanges you have to wait for the seller who is willing to sell on your bid price. It provides both brokerage services and trading facility. It has an extensive verification process and requires much personal details along with a Government issued Photo ID due to which an account may take some time for verification.


Step by step process to buy Bitcoin With Credit Card/ Debit Card on Cex.io:

  1. Register yourself on cex.io
  2. Once you are registered, click on Deposit
  3. Choose “Payment Card” in deposit payment method
  4. Enter your Credit/ Debit card details
  5. Verification process requires a Government issued Photo ID and a picture of you holding your credit card
  6. Once the verification process is completed, you can deposit any amount into your account.
  7. Once the amount is deposited in your account, click on Buy/sell on the navigation bar on the top of page
  8. Choose the amount of Bitcoin you want to buy and click “Confirm the order.”
  9. After confirmation of order, Bitcoins are transferred into your wallet from they can be withdrawn, transferred to another wallet, and can be traded as Cex.io also provide brokerage as well as the trading facility.


  1. Coinhouse:

buy bitcoin


Coinhouse is known as the “House of Bitcoins.” They have the best customer service which provides quick support via email and phone. Transparency, quick service, regulatory compliance gives Coinhouse a competitive advantage over its competitor. However, its services are limited to European countries only, which is a drawback of Coinhouse. Since it fully complies with Know Your Customer (KYC) and Anti Money Laundering (AML) rules, therefore, account verification may require additional information and may require more time as compared to other exchanges/ brokerage. Verification process involves a Government issued Photo Id and a picture of you holding Photo ID.  Due to its high service fee, it is suitable for buyers who want to buy a large number of Bitcoins. However, those who want to buy a small number of Bitcoin should prefer another exchanges/ brokerage. Service fee varies from size of the transaction to transaction.

Bitcoins can be bought both by transferring cash through Neosurf prepaid cash card or through Credit Card/ Debit Card. With a verified account, one can purchase Bitcoins worth up to 2000 euros a day and a maximum of 10,000 euros a month. Bitcoins are transferred instantly once the payment is confirmed.


Step by step process to buy Bitcoin With Credit Card/ Debit Card on Coinhouse:

  1. Create an account on coinhouse.io to purchase bitcoin with credit card.
  2. Validate your account by uploading Identity document (Government issued Photo Id/ Passport), upload a selfie clearly showing you holding your identity document, and proof of residence which can be verified through uploading a utility bill.
  3. Once account is verified, go to “Payment Methods” and select Bank Card
  4. Enter details of your Credit Card/ Debit Card and proceed
  5. After validation of Credit/Debit card, you can now buy Bitcoins
  6. Click on Buy/Sell Bitcoins and enter the number of Bitcoins you want to buy and proceed next
  7. Once the payment confirmation is received, you will instantly receive your Bitcoins.


  1. Bitstamp:

buy bitcoin with credit card


Bitstamp is one of the oldest and reputable exchange based in Luxembourg. Bitstamp is offering its services worldwide and provide a high limit of daily purchases, i.e. $5000 or 5000 Euros worth of Bitcoins or $20,000 or 20,000 Euros worth Bitcoins in a month. It offers multiple payment options whereas, payment through Credit Card/ Debit Card is the most preferable mode of payment. Buying Bitcoins through Credit/ Debit card service was available to USA and European countries; however, it has now been extended to most of the countries in world. Bitstamp charges an average fee on transactions which reduces with the increase in transaction amount. It has a simple and user-friendly but/sell interface and provides extensive market information through tables and graphs. The verification process may take longer time and take up to 3 days.


Step by step process to buy Bitcoin With Credit Card/ Debit Card on Bitstamp:

  1. Create a user account on bitstamp.net
  2. Verify your account by uploading a Photo Id
  3. Once the account is verified, go to the navigation pane on the top of the page and click on deposit
  4. On deposit page, on the left side of the page click on “Credit ”
  5. Choose your currency between USD or Euro
  6. You have to choose between the amounts displayed on the page between 100 USD or Euro to 5000 USD or Euro; however, no custom amount can be entered. Daily Purchase limit is 5000 USD or Euro and the maximum Bitcoins in a month can be purchased worth to 20,000 USD or Euro.
  7. After choosing the amount you want to buy and clicking continue, you will be directed to a third-party website, e. https://checkout.simplex.com/payments
  8. Once you reach the third-party website, enter your information and credit card details and click continue.
  9. Upon receipt of the payment, Bitcoins will be transferred to your account.




We are not affiliated with any of the sites mentioned above. We have merely stated facts that will help educate you how to buy bitcoin with credit card or debit card instantly and easily. As always in any financial make a decision after a thorough due diligence. Any loss or problems that you may face using our information, we will not be held liable for.

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